Waterville FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Waterville, New York.

Total: 14
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# Photo Address City State Zip Type BD BH Price Details
There are no Properties matching your search criteria. Showing nearby homes.
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STATE ROUTE 12 Clinton NY 13323 Foreclosures 4 2 $115,000.00 Details
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RED HILL RD New Hartford NY 13413 Foreclosures 4 1 $33,900.00 Details
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TUDMAN RD Westmoreland NY 13490 Foreclosures 3 3 $121,500.00 Details
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PETERBORO ST Vernon NY 13476 Foreclosures - - $53,900.00 Details
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WALKER RD Utica NY 13502 Foreclosures 4 3 $159,900.00 Details
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COSBY RD Utica NY 13502 Foreclosures 5 2 $108,900.00 Details
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COTTAGE PL Sherrill NY 13461 Foreclosures 4 1 $51,900.00 Details
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AIRPORT RD Oriskany NY 13424 Foreclosures 5 3 $141,900.00 Details
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WINFIELD CIR Rome NY 13440 Foreclosures 3 3 $106,900.00 Details
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HAWKINS CORNER RD Rome NY 13440 Foreclosures 3 2 $89,900.00 Details
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PLEASANT AVE Rome NY 13440 Foreclosures 2 1 $35,000.00 Details
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N N JAY ST Rome NY 13440 Foreclosures 1 1 $15,000.00 Details
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S JAMES ST Rome NY 13440 Foreclosures 3 2 $24,900.00 Details
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MAIN ST Camden NY 13316 Foreclosures 5 2 $54,900.00 Details
About our Listings

How to Buy Waterville Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Waterville, NY starts with finding listings. By browsing Waterville foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Waterville, NY.

>> See more info about how to Buy foreclosures

How to Invest in Waterville Foreclosures

How to invest foreclosure

Waterville foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Waterville real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Waterville foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Waterville foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Waterville

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Waterville will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Waterville, NY. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Waterville apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

New York Foreclosure Laws

Foreclosure law

In the state of New York, real estate foreclosures are judicial foreclosures, meaning that distressed properties in New York are handled by the legal system in the state. Typically, cases involving foreclosure houses must be approved by a court - sometimes a special foreclosure court - before they can be handled by real estate brokers and sold. The lender will file a complaint along with a Lis Pendens notice; the court will then decide if the complaint is valid. If it is, the court will issue a writ for a public auction for the property. If these properties do not sell, the lender regains possession of the home, and they become New York REO properties.

Waterville Banks Foreclosures

Bank Foreclosure

Waterville bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Waterville, NY are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Waterville bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Waterville New York to be similar to buying from an agent. Check our Waterville bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

Waterville Government Foreclosures

Government Foreclosure

Waterville Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Waterville NY are another popular type of foreclosure, as are VA foreclosures in Waterville, which are available from the Veterans Affairs Department for especially great deals. Check our Waterville government foreclosure listings.

>> See more info about govermment foreclosures

Waterville Pre-Foreclosures

Foreclosure

PreForeclosures in Waterville are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Waterville Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

Waterville Foreclosure Auctions

Foreclosure Auction

Most Waterville foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Waterville, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Waterville, NY. We offer a comprehensive Waterville foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Waterville, New York

Find Home Foreclosure Listings in Waterville, NY

Waterville foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Waterville, NY and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Waterville New York, best affordable foreclosure condo in Waterville, cheap apartments for sale, bargain foreclosed homes for sale in Waterville, NY and earn huge savings on the homes YOU want to buy!

Our Waterville Foreclosure Lists

You can find Waterville foreclosure homes for sale which you can buy for living or investment. Simply click through our Waterville foreclosure home listings to find government foreclosures and bank owned homes in Waterville area. If you're searching for a deep discount or low prices on real estate then searching our Waterville foreclosure lists for homes foreclosure for sale or short sale listing in Waterville is your answer. Our up-to-date Waterville short sale listings provide the latest investing opportunities on affordable Waterville bank owned property listings, government pre foreclosure lists, Waterville banrkuptcy homes and Waterville HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Waterville, you should have little trouble finding the cheapest deal on a foreclosed home in Waterville, New York.

You can also search Camden foreclosure listings and Clinton foreclosure listings for more properties in the neighboring area.



Waterville, NY

As of 2011, Waterville's population is 1,826 people. Since 2000, it has had a population growth of 6. 04 percent. The median home cost in Waterville is $118,300. Home appreciation the last year has been 1. 00 percent. Compared to the rest of the country, Waterville's cost of living is 9. 40% Lower than the U. S. average. Waterville public schools spend $8,935 per student. The average school expenditure in the U. S. is $5,678. There are about 13. 2 students per teacher in Waterville. The unemployment rate in Waterville is 8. 30 percent(U. S. avg. is 9. 10%). Recent job growth is Negative. Waterville jobs have Decreased by 1. 83 percent. Average Commute time is 26 minutes. The National Average is 28 minutes.

Peoplewaterville, nyUS
Population1,826307,829,557
Pop Density1,29887
Pop Change6.04%9.34%
Median Age37.336.6
Households680116,329,167
Household Size2.62.58
Male Population46.90%49.31%
Female Population53.10%50.69%
Married Population51.31%47.15%
Single Population48.69%52.85%
Estimated Households By Household Incomewaterville, nyUS
Income Less Than 15k10.01%12.10%
Income Between 15k And 25k10.46%10.18%
Income Between 25k And 35k10.75%10.56%
Income Between 35k And 50k16.64%14.98%
Income Between 50k And 75k22.68%19.53%
Income Between 75k And 100k12.52%12.52%
Income Between 100k And 150k10.75%12.14%
Income Between 150k And 250k3.53%3.91%
Income Between 250k And 500k2.06%3.34%
Income Greater Than 500k0.59%0.75%
Economywaterville, nyUS
Unemployment Rate8.30%9.10%
Recent Job Growth-1.83%-0.12%
Future Job Growth28.04%31.25%
Sales Taxes8.75%6.80%
Income Taxes6.85%6.25%
Income Per Cap$24,765$27,067
Household Income$52,597$52,954
Housingwaterville, nyUS
Median Home Age78.135.1
Median Home Cost$118,300$175,100
Home Appreciation1.00%-3.15%
Homes Owned61.98%59.90%
Housing Vacant5.43%10.37%
Homes Rented32.59%29.73%
Property Tax Rate$27.23$11.20
Owner Occupied Housing Units By Valuewaterville, nyUS
Less Than 20k0.45%2.65%
20k To 399991.57%3.76%
40k To 599995.39%4.99%
60k To 7999910.79%6.01%
80k To 9999921.35%7.27%
100k To 14999941.80%19.24%
150k To 19999912.81%14.67%
200k To 2999994.49%18.09%
300k To 3999991.12%9.14%
400k To 4999990.22%4.94%
500k To 7499990.00%5.42%
750k To 9999990.00%2.03%
1kk Or More0.00%1.77%
Educationwaterville, nyUS
School Expend$8,935$5,678
Pupil Teacher Ratio13.214.9
Students Per Librarian269803
Students Per Counselor313513
2 Yr College Grad12.59%7.47%
4 Yr College Grad14.53%17.42%
Graduate Degrees8.15%10.12%
High School Grads90.52%84.72%
Crimewaterville, nyUS
Violent Crime34
Property Crime34
Housing Units By Year Structure Builtwaterville, nyUS
1999 To 20056.55%13.71%
1995 To 19984.98%8.54%
1990 To 19943.10%5.77%
1980 To 19896.13%13.87%
1970 To 19796.41%16.17%
1960 To 19692.51%11.70%
1950 To 19594.32%11.08%
1940 To 19492.79%6.02%
1939 Or Earlier63.23%13.15%

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